Risk Warning

Please read this important information before proceeding further. It contains legal and regulatory notices relevant to the information contained on this website.

Investment involves risk. The investments discussed in this document may not be suitable for all investors. Investors should make their own investment decisions based upon their own financial objectives and financial resources and, if in any doubt, should seek advice from an investment advisor. Past performance is not necessarily a guide to future performance.  The value of investments and the income from them can go down as well as up and investors may not get back the amount originally invested.  Where investment is made in currencies other than the investor’s base currency, the value of those investments, and any income from them, will be affected by movements in exchange rates. This effect may be unfavourable as well as favourable. Levels and bases for taxation may change.

Collins Stewart Wealth Management is a trading division of Canaccord Genuity Limited and a trading name of Collins Stewart (CI) Limited.

For the United Kingdom: this document is issued by Canaccord Genuity Limited (“CGL”) which is authorised and regulated by the Financial Services Authority. Registered Office: 9th Floor, 88 Wood Street, London, EC2V 7QR.

For Guernsey, Isle of Man, Jersey and Geneva: this document is issued by Collins Stewart (CI) Limited (“CSCI”) which is licensed and regulated by the Guernsey Financial Services Commission, the Isle of Man Financial Supervision Commission and the Jersey Financial Services Commission and is a member of the London Stock Exchange and the Channel Islands Stock Exchange.  CSCI is registered in Guernsey.  The Geneva office is a representative office of CSCI.  Collins Stewart Wealth Management (Suisse) SA is member no. 554 of the Organisme D’Autorégulation des Gérants de Patrimoine, Gèneve.

This is for information purposes only and is not to be construed as a solicitation or an offer to purchase or sell investments or related financial instruments. This has no regard for the specific investment objectives, financial situation or needs of any specific entity.

The information contained herein is based on materials and sources that we believe to be reliable, however, CGL and CSCI make no representation or warranty, either express or implied, in relation to the accuracy, completeness or reliability of the information contained herein. All opinions and estimates included in this document are subject to change without notice and CGL and CSCI are under no obligation to update the information contained herein.  None of CGL, CSCI, their affiliates or employees shall have any liability whatsoever for any indirect or consequential loss or damage arising from any use of this.

CGL and CSCI do not make any warranties, express or implied, that the products, securities or services mentioned are available in your jurisdiction.  Accordingly, if it is prohibited to advertise or make the products, securities or services available in your jurisdiction, or to you (by reason of nationality, residence or otherwise) such products, securities or services are not directed at you.

CGL, CSCI and/or connected persons may, from time to time, have positions in, make a market in and/or effect transactions in any investment or related investment mentioned herein and may provide financial services to the issuers of such investments.

The Premier Balanced Fund plc (the “Fund”) is a qualifying type experienced investor fund and complies with the requirements of the Isle of Man Financial Supervision (Experienced Investor Fund) (Exemption) Order 1999, as amended (the “Order”). Shares are only available to persons who have certified in the prescribed manner that they are “Qualifying Investors”, as defined in the Order and in these Scheme Particulars. The value of Shares and the income produced by them can fall as well as rise. Investors may not get back the value of their original investment.

The Fund is established in the Isle of Man as a qualifying type experienced investor fund and, as such, is not subject to any form of authorisation or approval in the Isle of Man.

Investors are not protected by any statutory compensation arrangements in the event of the Fund’s failure and the Isle of Man Financial Supervision Commission does not vouch for the financial soundness of the Fund or for the correctness of any statements made or opinions expressed with regard to it.

The Fund is not suitable for those who are not “qualifying investors” as defined in the Order.

Requirements which may be deemed necessary for the protection of retail or non-qualifying investors do not apply to qualifying type experienced investor funds.  By signing the declaration set out in the application form, you are expressly agreeing that you fall within the definition of a “qualifying investor” and accept the reduced requirements accordingly.

You are wholly responsible for ensuring that all aspects of the Fund are acceptable to you.  Investment in qualifying type experienced investor funds may involve special risks that could lead to a loss of all or a substantial portion of such investment.  Unless you fully understand and accept the nature of the Fund and the potential risks inherent in the Fund, you should not invest in the Fund.

If you are investing on behalf of another person, the Isle of Man Financial Supervision Commission expects you to be satisfied that the person/persons on whose behalf you are investing, or whose interest is linked to the investment in the qualifying type experienced investor fund (as the case may be), is a qualifying investor who understands the risks associated with this type of investment.

If you are a life assurance company investing assets comprised within your long term business fund, the Isle of Man Financial Supervision Commission expects that relevant policyholders have been given the opportunity to read these Scheme Particulars and, as such, to have information about the risks associated with this type of investment.

Important Information

Investment means that your capital is at risk and the value of investments can fall, therefore you may get back less than you invested.Past performance is no guide to future performance. There is no guarantee that the tax efficient nature of any investment will remain.

Your capital is at risk and the value of investments can fall, therefore you may get back less than you invested.