It may be time to invest your cash…with care
- Under 0.5% interest rates compared to 2% inflation on average over the last 10 years
- Inflation eroding the value of cash and interest rates on many savings accounts have been slashed
- Despite volatile market conditions, investing in equities has consistently outperformed savings
Investment markets go up and down in value, so performance is not guaranteed. To give your cash time to ride the peaks and troughs, you should consider investing for at least five years, ideally longer.
Historically low interest rates mean inflation has far outpaced returns on cash deposits and bonds, eating away at your savings pot and your buying power.
So, if you have a lot of money in savings accounts, government or premium bonds, it may be time to consider investing some of it to generate potentially inflation-beating returns.
However, investing comes with risk and must be approached with care. That’s why it makes sense to speak to an investment management expert. They will establish the level of risk you’re comfortable with and identify the most appropriate strategy to meet your unique needs as a discretionary client.
See for yourself – interest earned vs investment returns
This chart compares the gains achieved on a lump sum of £50,000 if it had been saved as cash or invested over the last 5 and 10 years. The results reflect the effect of inflation.
Past performance is not a reliable indicator of future performance.
Invest your hard-earned cash with a dedicated expert
Choose Canaccord Genuity Wealth Management and you can be confident your cash is in safe hands. We are one of the top 10 independent wealth managers in the UK, with over £30bn of assets under management and administration (as at 31 March 2021).
You will benefit from:
- Your own dedicated personal wealth manager
- A unique discretionary portfolio designed around you, your future plans and your attitude to risk
- Expert discretionary portfolio management to ensure your portfolio is allocated and diversified effectively
- Our long track record of delivering consistent investment returns
- Regular updates on the performance of your investments.
IMPORTANT: Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.