How can we help?
Find out how our Fixed Interest Portfolio Service or Gilt Portfolio Service can help your clients maintain the value of their cash deposits. We will be delighted to give you more details.
Are fixed income investments low risk?
Yes, fixed income investments are considered to be lower risk than many other forms of investment.
Gilts and bonds, historically, have a low correlation to equity performance so can help to provide a more stable income stream in times of volatility. While fixed income investments aren’t without risk, our specialists mitigate risk further by selecting good quality fixed income funds and short-dated gilts or bonds.
How can my clients invest in fixed income?
Fixed income investments are an important part of any investment strategy. Depending on your clients’ situation and financial goals, our Investment Managers can consider the best approach for them from the options below.
Fixed Interest Portfolio Service
Our Fixed Interest Portfolio Service is a proactively managed discretionary service which aims to provide a net return of 5% per annum to help counter the threat of inflation. Our suggested time horizon for clients in this strategy is medium term (five years or more).
The service invests in a broadly balanced range of fixed income funds, including government, corporate and international bonds. We use six outstanding specialist fund managers, several of whom we have invested with for many years.
Gilt Portfolio Service
Our Gilt Portfolio Service is a fully tailored discretionary portfolio service consisting of UK short-dated gilts (government-issued fixed interest bonds) which can offer tax-efficient fixed income investing and is designed to achieve a competitive return on your clients’ investment.
Your clients’ money will be invested for a fixed term of at least two years, but possibly for longer, depending on their individual needs and timeframes.
This service is highly flexible, as we select individual gilts that we consider to be attractive directly (rather than investing via funds). We select as many or as few as your clients need, with maturity dates that match their goals and plans.
If they are an additional rate taxpayer and buy a UK gilt that’s currently priced below its future redemption value (face value or par value), and then keep it until its maturity date, your clients will make a profit – but they won’t need to pay capital gains tax (CGT) on the uplift in price to par.
This is because any potential uplift in capital on a gilt investment is free of CGT for UK individual investors, providing a useful tax-mitigation benefit (particularly for higher-rate taxpayers).
Why choose Canaccord Genuity Wealth Management for fixed income investments
We have been running fixed income portfolios for many years with our tried and tested process and investment philosophy. Our investment team have decades of collective experience investing in fixed income markets.
- Our global and flexible approach enables your clients to take advantage of fixed income investments from many different markets around the world
- We work hard to create predictable returns and mitigate risks for your clients
- Your clients will benefit from our extensive research and superb insight into fixed income markets and opportunities
Get in touch
Find out more about how our Fixed Interest Portfolio Service or Gilt Portfolio Service can help your clients maintain the value of their cash deposits.
Investment involves risk. The value of investments and the income from them can go down as well as up and investors may not get back the amount originally invested. Past performance is not a reliable indicator of future performance. The tax treatment of all investments depends upon individual circumstances and the levels and basis of taxation may change in the future.
Our Fixed Interest Portfolio Service is designed to work over a typical investment cycle of five years or more, so we recommend you stay invested for at least five years.
The information provided is not to be treated as specific advice. It has no regard for the specific investment objectives, financial situation or needs of any specific person or entity.
Webinar: why now could be a great time to invest in fixed income
In an exclusive webinar recorded on 2 March, Thomas Becket from our Chief Investment Office met with Mark Holman from TwentyFour Asset Management to discuss why fixed income investing could be an attractive alternative right now.
Investment involves risk and you may not get back what you invest. It’s not suitable for everyone.
Investment involves risk and is not suitable for everyone.