Client Resources

Find out what questions to ask when choosing an Investment Advisor. 

Many Canadians make charitable donations of one sort or another. We are good at giving: according to the latest Statistics Canada data, more than 40 percent of taxpayers with income over $80,000 donated to charity.1 For many of us, charitable giving is a way to support causes important to us and can often contribute to leaving a lasting legacy. Some engage in philanthropic efforts, which involve a more strategic and long-term planning approach to charitable giving. There are a variety of ways to make contributions, and some may even benefit you at the same time as the recipient organization by offering various tax benefits. If you are looking to engage in charitable giving this season, here are just a handful of options to consider:

With inflation rates at their highest in decades, a debate has been triggered about whether we are entering a heightened inflationary period that is here to stay. According to the latest figures,Canada’s inflation rate spiked to 4.4 percent in September, a level that hasn’t been seen since 2003.1 Will inflation continue at these higher levels? There are differing schools of thought. Some suggest that pandemic-related anomalies have created a transitory situation and inflation will eventually normalize. After all, inflation is a lagging indicator and recent figures are year-over-year rates measured against a period in which economies were struggling due to the pandemic. Others believe that we have entered an inflationary period that will be difficult to restrain.

For many business owners, one of the most valuable business assets is the business owner
themselves: their ability to work, generate income and contribute to the business. As such,
having insurance to protect the owner can be an essential component to the business. While
there are many insurance options available, the needs of the business and the types of insurance
required may change as the business evolves: from the business’ initial development, through its
growth and eventually to succession. Beyond protecting the business owner, insurance can also
provide other benefits, including minimizing taxes or supporting asset growth.

 Responsible Investing (RI) is quickly growing to become a standard. With accelerating commitments by policymakers and business leaders to address environmental, social and governance (ESG) issues, RI continues to attract greater attention in the investing world.