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Pensions and retirement planning service
Are you confident that your clients will have enough money for a comfortable retirement? Our independent Personal Wealth Planners will dedicate their time, expertise and experience to creating a retirement plan for your clients, centred on what they want their retirement to be.
Calculate your clients’ potential retirement income
You can be confident that all our Personal Wealth Managers hold the highest levels of qualification and will give your clients expert, independent and highly personal pension and retirement planning advice. Working closely with your clients, they will construct a flexible and workable retirement plan for them that takes advantage of tax efficiencies and savings available to them.
Our retirement calculator
Your clients can use this useful tool to help calculate their potential retirement income.
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Why choose our retirement and pension planning services for your clients?
Importantly, we don’t simply look at your clients’ pensions. Our independent, fee-based advisory service starts with a strategic review of all their personal financial arrangements, to see how they can best be structured to support their retirement plans. We will also make sure everything is done in the right order, as some decisions can impact other areas of wealth planning.
This could include:
Cash flow modelling – looking at your clients’ current wealth along with their income sources and trying out different scenarios to see how they might work to fund retirement
Pension pot review – looking through all your clients’ current pensions to check they are still fit for purpose and are being properly managed
Future income options – navigating the complexities of pension regulation and ‘freedoms’ to ensure your clients make the right choices for their future prosperity
Retirement funds outside pensions – advice on creating income streams outside of pensions for maximum flexibility and tax efficiency
Tax allowances – making the most of all the allowances available to your clients, to maximise tax efficiency
Passing on wealth – advising your clients on succession and estate planning, as their decisions could affect the inheritance tax payable on their estates.
If your clients have funds invested through our investment management service, their investments are in expert hands, with a strategy built around individual client needs. We will take this into consideration when giving advice.
Independent advice on pensions and retirement
Our Personal Wealth Planners are highly experienced, independent and not tied to any particular provider or product (not even our own). They can give your clients truly impartial retirement planning advice on a broad range of solutions and choose the best options for their unique needs.
To ensure your clients stay on track, we will build and maintain a long-standing relationship with them, reviewing their retirement plans regularly to make sure they are still working as clients want.
Other wealth planning solutions
Comprehensive wealth planning
We’ll carry out a full review of your clients’ finances, leading to a personal wealth management plan.
Long-term care planning
Holistic advice on achieving the right financial plan to see your clients comfortably through the rest of their lives.
Inheritance tax services
Expert advice on how to mitigate IHT and effectively transfer wealth to the next generation.
Services for business owners
Specialist advice on business protection, retirement, employee benefits and the sale or flotation of a business.
Want to get your clients’ retirement planning on track?
Arrange a free consultation with an independent Wealth Planner for your clients.
Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.
The tax treatment of all investments depends upon individual circumstances and the levels and basis of taxation may change in the future. Investors should discuss their financial arrangements with their own tax adviser before investing.
Download our retirement planning brochure
- Find out why retirement planning is so important
- Learn how to make the most of your retirement
- Read about our specialist services.
The investments described in this brochure may not be suitable for all investors. Investors should make their own investment decisions based upon their own financial objectives and financial resources and, if in any doubt, should seek advice from an investment adviser.
The tax treatment of all investments depends upon individual circumstances and the levels and basis of taxation may change in the future. Investors should discuss their financial arrangements with their own tax adviser before investing.
More on retirement planning
Read our summary of the Spring budget, in which we examine how the Chancellor’s announcements may impact you.
Read moreAlthough we all know the cost of care in later life could be significant, few people realise the true extent of care home costs, nor do they adequately plan how to pay for them. Having a comprehensive wealth strategy in place can ensure you are financially prepared should you require long term care in the future.
Read moreInvestment involves risk and you may not get back what you invest. It’s not suitable for everyone.
Investment involves risk and is not suitable for everyone.