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Expert long-term care financial planning for your clients

With longer life expectancy comes the greater likelihood of your clients requiring care in their old age, either at home or in a care home. If your clients are considering their own potential needs, or making arrangements on someone else’s behalf, we can provide them with independent long-term care planning advice from our qualified experts.

Our wealth planning team includes chartered and certified financial planners, fellows of the Personal Finance Society (the highest qualification awarded by the Chartered Insurance Institute) and advisers accredited by the Society of Later Life Advisers (SOLLA).

Certain members of our team hold an award in long-term care insurance – a formal regulatory examination required for an adviser to provide advice on long-term care planning. Our personal wealth planners are also truly independent, meaning they are not tied to any specific provider (not even us), so you can be confident they will always act in your clients’ best interests.

   

Helping your clients plan for long term care with confidence

If you would like to discuss your clients’ long term care requirements arrange a no-obligation, complimentary meeting with an independent wealth planner.

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Specialist long-term care planning service for your clients

A dedicated personal Wealth Planner will work closely with your clients to create a plan designed to maximise their income for care home fees, while maintaining capital tax-efficiently for inheritance purposes and to see them comfortably through the rest of their life.

This will include:

  • Lifetime cash flow modelling – looking at your clients’ current wealth along with their income and trying out different scenarios to see how they might work to pay for long-term care
  • Detailed wealth plan – comparing this cash flow projection with your clients’ current situation, to develop a clear strategy to help pay for their later life care and look after their financial future
  • Tax-driven investments – showing you how much income they could receive from investing their money, minimising tax liabilities, and allowing for inheritance tax (IHT) issues that might affect their family
  • Seamless personal service – managing the entire process on your clients’ behalf, including liaising with the product providers, sorting out all the paperwork and keeping them updated on our progress. We can also offer probate services to help with estate administration.

Other wealth planning solutions

Comprehensive wealth planning

A full review of your clients’ finances, leading to a personal wealth management plan.

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Retirement planning

Bespoke planning, pension advice and cash flow modelling to achieve the retirement your clients want.

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Inheritance tax services

Expert advice on how to mitigate IHT and effectively transfer wealth to the next generation.

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Services for business owners

Specialist advice on business protection, retirement, employee benefits and the sale or flotation of a business.

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Plan for long term care with confidence

Arrange a free consultation with an independent Wealth Planner for your client

Get in touch

Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.

The tax treatment of all investments depends upon individual circumstances and the levels and basis of taxation may change in the future. Investors should discuss their financial arrangements with their own tax adviser before investing.

The information provided is not to be treated as specific advice. It has no regard for the specific investment objectives, financial situation or needs of any specific person or entity.

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In this article, Head of UK Financial Planning, David Goodfellow, explores the two scenarios that can cause you to pay the 60% tax rate and provides our top tips if you are caught by them.

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Want to know more?Get in touch

  

If you would like to know how our independent Wealth Planners, working collaboratively with legal and accountancy professionals, can help clients plan their financial future, please get in touch. We will be delighted to provide more details of our services.

Find out more about our independent wealth planning services.

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Investment involves risk and you may not get back what you invest. It’s not suitable for everyone.

Investment involves risk and is not suitable for everyone.