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Expert long-term care financial planning

With longer life expectancy comes the greater likelihood of requiring care in old age, either at home or in a care home. Whether you’re considering your own potential needs or making arrangements on someone else’s behalf, it’s vital to get independent long-term care planning advice from qualified experts.

Our wealth planning team includes chartered and certified financial planners, fellows of the Personal Finance Society (the highest qualification awarded by the Chartered Insurance Institute) and advisers accredited by the Society of Later Life Advisers (SOLLA).

Certain members of the team hold an award in long-term care insurance – a formal regulatory examination required for an adviser to provide advice on long-term care planning. Our personal wealth planners are also truly independent, meaning they are not tied to any specific provider (not even us), so you can be confident they will always act in your best interests.

Plan for long term care with confidence

Arrange a no-obligation, complimentary consultation with an independent wealth planner.

Request a consultation

Specialist long-term care planning service

Your dedicated personal wealth planner will work closely with you and your other trusted advisers, such as your solicitor and/or accountant, to create a plan designed to maximise your income for care home fees, while maintaining your capital tax-efficiently for inheritance purposes and to see you comfortably through the rest of your life.

This will include:

  • Lifetime cash flow modelling – looking at your current wealth along with your income and trying out different scenarios to see how they might work to pay for long-term care
  • Detailed wealth plan - comparing this cash flow projection with your current situation, to develop a clear strategy to help pay for your later life care and look after your financial future
  • Tax-driven investments - showing you how much income you could receive from investing your money, minimising your tax liabilities, and allowing for inheritance tax (IHT) issues that might affect your family
  • Seamless personal service – managing the entire process for you, including liaising with the product providers, sorting out all the paperwork and keeping you updated on our progress. We can also offer probate services to help with estate administration.

Other wealth planning solutions

Comprehensive wealth planning

A full review of your finances, leading to a personal wealth management plan.

Find out more

Inheritance tax services

Expert advice on how to mitigate IHT and effectively transfer wealth to the next generation.

Find out more

Retirement planning

Bespoke planning, pension advice and cash flow modelling to help you achieve the retirement you want.

Find out more

Services for business owners

Specialist advice on business protection, retirement, employee benefits and the sale or flotation of a business.

Find out more

Plan for long term care with confidence

Arrange a no-obligation, complimentary consultation with an independent wealth planner.

Request a consultation

Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.

The tax treatment of all investments depends upon individual circumstances and the levels and basis of taxation may change in the future. Investors should discuss their financial arrangements with their own tax adviser before investing.

The information provided is not to be treated as specific advice. It has no regard for the specific investment objectives, financial situation or needs of any specific person or entity.

   

More on long-term care planning

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Wealth management updates

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Some of our wealth planning experts

If you would like to know how our independent wealth planners can help, please get in touch. We would be delighted to provide more details of our services.

Photo of Mike Ferrington

Mike Ferrington

Wealth Planning Director

Beginning his advisory career in 2005, Mike joined Canaccord in 2011 and specialises in providing strategic financial planning services and tax-driven investment planning to high net worth private clients. Mike is a Chartered Fellow of the CISI and a Chartered Financial Planner.


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Photo of Phil Raper

Phil Raper

Wealth Planning Director

Phil is a Wealth Adviser for Canaccord Genuity Wealth Management, providing bespoke lifestyle, wealth and tax planning advice to high net worth individuals. He is a member of the Personal Finance Society, the Institute of Financial Planning and the Chartered Insurance Institute.


Photo of David Goodfellow

David Goodfellow

Head of UK Financial Planning

I started my financial career as a trainee Chartered Accountant on Black Monday in 1987 and moved to the world of private client financial planning in 1990. I was an advisor for Watson Wyatt and then Hill Martin before moving to Eden Financial to start their Financial Advisers business. The Company acquired Eden Financial in 2012, and I subsequently became Head of Wealth Planning in 2015.

I specialise in both financial planning and tax driven investment planning, including advising on VCTs, EISs and investments attracting Business Relief for IHT purposes. I am a member of the Personal Finance Society and the CISI.

I have been involved in a number Wealth Planning acquisitions the company has made over the past few years and have seen our adviser team grow from approximately ten in 2019, to nearly 50 in 2023. Retaining a strong culture within the firm and ensuring our clients receive consistently high-quality advice and solutions is largely to thank for this expansion.


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Find out more about our expert team

How can we help?

If you would like to know how we can help with your investment management, wealth or financial planning needs, get in touch. We will be delighted to provide more details of our services.

Investment involves risk and you may not get back what you invest. It’s not suitable for everyone.

Investment involves risk and is not suitable for everyone.