Skip to main content
UK

Expert long-term care financial planning

With longer life expectancy comes the greater likelihood of requiring care in old age, either at home or in a care home. Whether you’re considering your own potential needs or making arrangements on someone else’s behalf, it’s vital to get independent long-term care planning advice from qualified experts.

Our wealth planning team includes chartered and certified financial planners, fellows of the Personal Finance Society (the highest qualification awarded by the Chartered Insurance Institute) and advisers accredited by the Society of Later Life Advisers (SOLLA).

Certain members of the team hold an award in long-term care insurance – a formal regulatory examination required for an adviser to provide advice on long-term care planning. Our personal wealth planners are also truly independent, meaning they are not tied to any specific provider (not even us), so you can be confident they will always act in your best interests.

Plan for long term care with confidence

Arrange a no-obligation, complimentary consultation with an independent wealth planner now.

Request a consultation

Specialist long-term care planning service

Your dedicated personal wealth planner will work closely with you and your other trusted advisers, such as your solicitor and/or accountant, to create a plan designed to maximise your income for care home fees, while maintaining your capital tax-efficiently for inheritance purposes and to see you comfortably through the rest of your life.

This will include:

  • Lifetime cash flow modelling – looking at your current wealth along with your income and trying out different scenarios to see how they might work to pay for long-term care
  • Detailed wealth plan - comparing this cash flow projection with your current situation, to develop a clear strategy to help pay for your later life care and look after your financial future
  • Tax-driven investments - showing you how much income you could receive from investing your money, minimising your tax liabilities, and allowing for inheritance tax (IHT) issues that might affect your family
  • Seamless personal service – managing the entire process for you, including liaising with the product providers, sorting out all the paperwork and keeping you updated on our progress. We can also offer probate services to help with estate administration.

Other wealth planning solutions

Comprehensive wealth planning

A full review of your finances, leading to a personal wealth management plan.

Find out more

Inheritance tax services

Expert advice on how to mitigate IHT and effectively transfer wealth to the next generation.

Find out more

Retirement planning

Bespoke planning, pension advice and cash flow modelling to achieve the retirement you want.

Find out more

Services for business owners

Specialist advice on business protection, retirement, employee benefits and the sale or flotation of a business.

Find out more

   

More on long-term care planning

Volatility is rattling markets, but could there be opportunities in the near future?

Volatility is rattling markets as we write, with concerns about inflation, interest rates and economic growth. Although it is impossible to forecast short-term movements in risk assets, it is possible already to see how there might be opportunities to take investment risks in the near future.

Read more
Is the global chip shortage an opportunity for investors?

Read our investment experts’ take on the global semiconductor shortage and the opportunities this may create for investors.

Read more
A closer look at inflation in 2022 - the outlook for investors

What could rising inflation and low economic growth mean for the markets and investors in 2022? Here’s the latest from our investment experts.

Read more

Investment news update

Read more

Some of our wealth planning experts

If you would like to know how our independent wealth planners can help, please get in touch. We will be delighted to provide more details of our services.

Avatar silhouette

David Rossell

Wealth Planning Director

David is a leading UK-based financial adviser. He has a sought after approach to wealth advice and has been helping clients for over 25 years.   

LinkedIn
Photo of Mike Ferrington

Mike Ferrington

Senior Wealth Adviser

Beginning his advisory career in 2005, Mike joined Canaccord in 2011 and specialises in providing strategic financial planning services and tax-driven investment planning to high net worth private clients. Mike is a Chartered Fellow of the CISI and a Chartered Financial Planner.


LinkedIn
Photo of David Goodfellow

David Goodfellow

Head of UK Financial Planning

David specialises in financial planning and tax driven investment planning. He has over 15 years' experience in advising on and investing in VCTs, EISs and tax driven property structures. He is part of the CGWM Advice and Solutions Committee and a member of the Personal Finance Society and The Chartered Insurance Institute.


Find out more about our expert team

 

Free consultation with a wealth adviser

Please give us your consent, email address and phone number to be contacted to book a free consultation:

Click here to read our privacy policy.

 

Investment involves risk and you may not get back what you invest. It’s not suitable for everyone.

Investment involves risk and is not suitable for everyone.