Independent wealth and tax planning service
Our independent wealth and tax planning service looks at your financial arrangements and tax position as a whole.
Starting with a fee-based strategic review your personal wealth planner will get to know your situation, identify any specific issues and recommend the changes needed to help you meet your long-term goals in the most tax-efficient manner.
As our advisory service is independent, your personal wealth planner is free to consider any provider and all available options to ensure you have the best structure in place to meet your financial objectives.
We will also ensure our investment management services, and any we set up for you through external providers work seamlessly together towards your long-term prosperity.
Complete wealth and tax planning advice focused on your priorities
Your independent wealth planning expert will build and maintain a long-standing relationship with you. They will regularly review your personal wealth plan and tax arrangements to make sure it will produce the results you want, taking account of any changes in tax and legislation, alongside your objectives and changing financial circumstances.
Working closely with you, your independent personal wealth manager will carefully consider:
- Your existing savings and investments
- Your current tax situation in relation to income tax, capital gains tax and inheritance tax
- Your tax allowances to ensure you are making the most of your Capital Gains Tax (CGT) allowance, personal allowance, and annual gift exemption
- Properties, including any holiday homes or investment properties
- Your income, including bonuses, interest on investments and rent
- Your other assets, including art and jewellery
- The currencies and jurisdictions in which you’re invested
- The jurisdiction where you are resident or domiciled
- Your insurance arrangements.
We will also look into the future and allow for any money or assets you might inherit, your children’s or grandchildren’s education, your pension and long-term care provisions, and estate planning.
Our specialist wealth planning solutions
Bespoke planning, pension advice and cash flow modelling to help you achieve the retirement you want.
Inheritance tax services
Expert advice on how to mitigate IHT and effectively transfer wealth to the next generation.
Long-term care planning
Holistic advice on achieving the right financial plan to see you comfortably through the rest of your life.
Keeping you informed
We have always encouraged our wealth planning clients to include provisions for long-term care in their plans. This might be in a care home, but we have found that, since the pandemic, many people now prefer the idea of being looked after in their own homes.Read more
Some of our wealth planning experts
If you would like to know how our independent wealth planners can help, please get in touch. We would be delighted to provide more details of our services.
Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.
The tax treatment of all investments depends upon individual circumstances and the levels and basis of taxation may change in the future. Investors should discuss their financial arrangements with their own tax adviser before investing.
How can we help?
If you would like to know how we can help with your investment management, wealth or financial planning needs, get in touch. We will be delighted to provide more details of our services.
Investment involves risk and you may not get back what you invest. It’s not suitable for everyone.
Investment involves risk and is not suitable for everyone.