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Fixed income investing

Is now a good time for fixed income investments?

Now is a good time for fixed income (or fixed interest) investments, but why? In 2022, core bond markets experienced some of the greatest annual falls in modern history. In some cases, bond prices fell so far that their market price is now well below their face value, creating the potential for attractive long-term total returns.

With signs inflation is peaking, and suggestions that interest rates will not rise much further, our investment management experts believe the outlook for fixed income markets has improved, meaning you could well make a capital gain or profit from any future recovery.

  

Book a free consultation

Arrange a no-obligation, complimentary consultation with one of our fixed income investing specialists

Request a consultation

  

How can I invest in fixed income?

Fixed income investments are an important part of any investment strategy. Depending on your situation and financial goals, our Investment Managers can consider the best approach for you from our range of options below.

Fixed Interest Portfolio Service

Our Fixed Interest Portfolio Service invests in a broadly balanced range of fixed interest funds. By blending these funds, it aims to achieve a net return of 5% per annum that will help to protect you against inflation over the medium term (five years or more).

Fixed income portfolio

Your personal Investment Manager could build a tailored portfolio of fixed income investments that is exactly suited to your needs and feelings about risk, as well as your preference for investing in sterling, US dollars or euros.

Diversified investment portfolio

Your personal Investment Manager can include fixed income investments as part of a diversified investment portfolio, alongside other asset classes such as equities and alternatives, to help reduce the volatility of returns (and in turn, the risk).

  

Why choose Canaccord Genuity Wealth Management for fixed income investments

We have been running fixed income portfolios for many years with our tried and tested process and investment philosophy. Our fixed income investment team have decades of collective experience investing in fixed income markets.

  • Our global and flexible approach enables you to take advantage of fixed income investments from many different markets around the world
  • We work hard to create predictable returns and mitigate risks for you
  • You benefit from our extensive research and superb insight into fixed income markets and opportunities.

However you choose to invest in fixed income, you will have direct access to your own CGWM Investment Manager, who’ll keep you updated on a regular basis.

  

Webinar: why now could be a great time to invest in fixed income

In an exclusive webinar recorded on 2 March, Thomas Becket from our Chief Investment Office met with Mark Holman from TwentyFour Asset Management to discuss why fixed income investing could be an attractive alternative right now.

Watch the webinar here

  

Fixed income investing – your questions answered

Fixed income or fixed interest investments relate to instruments issued by governments or corporates as an effective way for them to borrow money – i.e. they are a source of credit. They are designed to be a lower-risk way to generate a set amount of annual income.

 

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Fixed income investments include:

  • Government bonds – government issued debt with a set redemption date and fixed interest. Sometimes referred to as ‘sovereign debt’ internationally or as ‘gilts’ in the UK
  • Corporate bonds – loans issued by corporate entities with solid balance sheets. Investors receive annual payments (coupons) and get their capital back at the end of the investment term (as long as the company does not default)
  • International corporate bonds – debt issued internationally, offering attractive long-term opportunities.

Yes, fixed income investments are considered to be lower risk than many other forms of investment.

Bonds, historically have a low correlation to equity performance so can help to provide a more stable income stream in times of volatility. While fixed income investments aren’t without risk, our specialists mitigate risk further by selecting good quality fixed income funds and short-dated bonds.

How much you invest in fixed income depends on your individual circumstances and financial goals. Our Investment Managers can recommend the best way forward for you based on your situation. For our Fixed Interest Portfolio Service, there is a minimum investment of £50,000.

  

Book a free consultation

Arrange a no-obligation, complimentary consultation with one of our fixed income investing specialists

Request a consultation

Investment involves risk. The value of investments and the income from them can go down as well as up and investors may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.

Our Fixed Interest Portfolio Service is designed to work over a typical investment cycle of five years or more, so we recommend you stay invested for at least five years.

The information provided is not to be treated as specific advice. It has no regard for the specific investment objectives, financial situation or needs of any specific person or entity.

Keeping you informed

Webinar: why now could be a great time to invest in fixed income

In an exclusive webinar recorded on 2 March, Thomas Becket from our Chief Investment Office met with Mark Holman from TwentyFour Asset Management to discuss why fixed income investing could be an attractive alternative right now.

Read more
Investment outlook 2023

Thomas Becket from our Chief Investment Office shares the investment outlook for 2023, and what this means for investors. 

Read more
Webinar: what lies ahead - transatlantic views on a world of investment opportunities

Watch our webinar: Thomas Becket in conversation with Tony Dwyer, sharing their views on transatlantic investment opportunities

Read more

See all blog posts

Investment news update

Photo of Matthew Ellis

Matthew Ellis

Investment Director

Matthew specialises in providing discretionary and advisory services for fixed interest and multi-asset portfolios to high net worth individuals, trusts, charities and pension funds. Matthew previously served as a sector specialist on the stock selection committee and now sits on the advisory fixed income committee. Matthew is a member of the Chartered Institute for Securities & Investment.


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Photo of Tony Tharian

Tony Tharian

Investment Director

Tony has over 30 years of experience trading in diverse financial instruments and managing private client relationships, holding investment management positions at Dean Witter Reynolds, Lehman Brothers, Prudential Bache, Raymond James, Eden Financial and Canaccord Genuity Wealth Management. Over his career, he has been responsible for advising International HNW clients, Private Wealth Offices and Private Banks on investment portfolios and strategies on asset allocation, portfolio construction, corporate bonds, equities, ETFs, alternative investments and capital market products. He focuses on the macro-economic outlook and structuring portfolios with geographical asset allocation. He is member of the Fixed Income Selection Committee and US Investment Committee at CGWM.


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Photo of Roy Clouse

Roy Clouse

Senior Investment Director

Roy is responsible for managing discretionary portfolios for high net worth private clients. Over his career, spanning over 30 years, he has advised on investing in equities, fixed income, foreign exchange and funds on a global basis and in a variety of currencies for onshore and offshore clients. He sits on Canaccord Genuity Wealth Management’s Fixed Interest Committee and ETF Committee and is a Chartered Fellow of the CISI.


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Investment involves risk and you may not get back what you invest. It’s not suitable for everyone.

Investment involves risk and is not suitable for everyone.