Investing close to retirement
As you get closer to retirement, small adjustments to your investment strategy now could make all the difference to how you generate and protect your income once you retire. Act sooner rather than later to help secure the retirement you’ve always dreamt of.
Our independent Wealth Planners will work with you to establish how best to invest as you near retirement, taking into account your plans and priorities.
How we can help you invest close to retirement
Your dedicated Wealth Planner will use their expertise and importantly, their independence, to create a plan to deliver your desired retirement income in the timeframe you need it.
Working closely with you to understand your retirement goals and lifestyle wishes, they will:
- Review your current financial situation and help build a diversified investment portfolio suited to your individual needs
- Take you through a cash flow planning exercise to see if your retirement income goals are realistic and achievable for you
- Stress-test plans against various scenarios such as market falls and rising inflation
- Determine the best investment strategy to help you retire when you wish
- Review your plans on a regular basis and make adjustments as and when they are needed.
Request a callback
To discuss investing near retirement, book a complimentary, no-obligation consultation.
Plan for early retirement with confidence
With our retirement planning and investment management expertise, you can be confident that:
- Your financial arrangements will help you achieve the lifestyle you want
- Your finances are structured in the most tax efficient way
- You have the flexibility to change plans in the future
- You can carry on working and saving for as long as you like
- Your plans help to manage inheritance tax and preserve your wealth for future generations.
Your retirement in safe hands
Highly qualified experts
Our Wealth Planners include chartered and certified financial planners, fellows of the Personal Finance Society (the highest qualification awarded by the Chartered Insurance Institute) and advisers accredited by the Society of Later Life Advisers (SOLLA).
Independent advice
Our Wealth Planners are independent, not tied to any provider or products, not even our own. This allows your personal Wealth Planner to consider all the options available to you and choose the best one to suit your specific needs.
Frequently asked questions about investing near retirement
Our short video series answers some of the most frequently asked questions about investing close to retirement:
- How can we help you invest as you near retirement?
- What can I do if I don't have enough money for the retirement I want?
- How should I manage my investments 5 years before retirement?
- How should I manage my investments 10 years before retirement?
- Is it worth phasing my retirement?
Carry out your own retirement plan review
Use our quick pension planning calculator to find out if you’ll have enough money in retirement or whether you risk running out.
Request a callback
To discuss investing near retirement, book a complimentary, no-obligation consultation.
Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.
The tax treatment of all investments depends upon individual circumstances and the levels and basis of taxation may change in the future. Investors should discuss their financial arrangements with their own tax adviser before investing.
Book a free consultation with a Wealth Planner
What happens next?
1. Arranging an initial consultation
First you can expect to receive an email from our team within 48 hours to find a suitable time that works for you, to arrange a voice or video call for an initial consultation.
2. Your consultation
During this consultation, a member of the team will discuss your situation with you to understand your requirements and answer any questions you might have about Canaccord Genuity Wealth Management and the services that we provide.
3. Referral to a Wealth Planner or Investment Manager
If you decide to progress with us, you will be referred to one of our Wealth Planners or Investment Managers to discuss your situation and requirements in more detail. They will then design a bespoke proposal detailing a unique investment portfolio that matches your individual requirements and attitude to risk, to meet you and your family’s needs.
4. Working with you long-term
With our wealth planning and investment management professionals, your wealth is in expert hands. Our mission is simple - to help you build your wealth with confidence. We will always keep you informed about your investment portfolio and performance and will continue to work with you to build our relationship on your terms. We can meet with you face-to-face, by phone or by email, whichever is more convenient for you. You can also access your account online at any time through our app. Our wealth management professionals are always readily available to speak with you.
Rest assured with our award-winning retirement planning service
Our retirement planning expertise is tried and tested and we are delighted to have the accolades to prove it.
What our clients say
Investment involves risk and you may not get back what you invest. It’s not suitable for everyone.
Investment involves risk and is not suitable for everyone.